Toledo Government Downpayment Assistance Program

http://www.toledo.ohio.gov/Portals/0/departments/downpayment-assistance.pdf
It's not for everybody, but you may qualify.  Apparently this can be used in conjunction with the tax credit program for first-timers, but be careful about timing.  With a government program involved it may be difficult to close prior to the expiration of the tax credit.  Also, be sure to note this has a 5-year recapture provision.