Help for Foreclosure
Your to do List

You want help for foreclosure possibilities nearing your door step. Please do these 5 step before contacting your lender. Your asking them for their time & help, so be organized and ready. This will also show the lender that you are taking it very seriously & feel a workable plan can be made to get the mortgage help you need.  

Many New Programs are becoming available and your bank can provide you with the most recent options that are possible for your situation. Or contact a Toledo Area Top Agent for help.

Help with Foreclosure takes Knowledge

1.) Know your Mortgage Loan Details
2.) Review: Hope Now
3.) Find your State Resources from Your State Government Housing Office
4.) Know your DTI (Debt to Income Ratio)
5.) Counseling Advice may be needed: www.hud.gov & check them with www.bbb.org first

How to Stop Foreclosure

1.) Contact your Lender
2.) If you have receive a deliquency letter, it should include foreclosure prevention information
3.) Stop Foreclosure Letter
4.) The Lender should have options available
5.) Stop foreclosure- loans from other sources, accounts or another job
6.) Read Avoid Scams- or check any professional servce you are considering with www.bbb.org and see HUD for a list of approved Counselors
7.) Hardship Letters
8.) Lien on Property -Help

Something to Know The government bail out money that has been issued to the banks did not goto  help struggling homeowners. The standard was for them to foreclose on you & get the insurance money. But the FDIC is putting  strict guidelines on any institution that recieves government funding. The claim is that they will soon be required to work with homeowners and not seek quick foreclosures.

other Sources Divorce the House

List your Home for Sale by Owner.
Ohio Forclosure Home Listings can be viewed here.